pcard.exe is a process by 360 Degree Web called Platinum Secure carddrive which may be necessary to access many of the security features on your computer. "This program is a non-essential system process, but should not be terminated unless suspected to be causing problems. "
Non-system processes like pcard.exe originate from software you installed on your system. Since most applications store data in your system's registry, it is likely that your registry has suffered fragmentation and accumulated invalid entries which can affect your PC's performance. It is recommended that you check your registry to identify slowdown issues